I really can't talk about the number of cases that may or may not be under investigation, but I can tell you we are seeing a rising number of such cases. Six months ago, these cases were not yet on our radar screen.

Already we are seeing e-mails touting stocks on the basis of hurricane activity in the Gulf (of Mexico).

The more layers of security you have, the better off you are.

People seem to sometimes buy on the basis of spam e-mails in a situation where I'm not sure they would if it weren't coming over the Internet. If somebody found an anonymous tip in the mail, you'd throw it out, or it's junk mail. Culturally we know that.

Disclosures are only as useful as they are available.

We often see opportunistic pitches like this following disasters.

We are concerned that many investors aren't taking appropriate precautions when accessing their online brokerage accounts.

We treat callers as if they were our own mother or a relative.

Six months ago, we really hadn't heard much about this kind of problem, but now we are seeing reports of these cases, and it concerns us greatly.